Privacy Policy

1. Who we are

This website ("ratgenius.info", "we", "us") is published by Clearpath Compare Media, LLC, 500 W 2nd Street, Suite 1900, Austin, TX 78701, United States. You can reach us at contact@ratgenius.info.

2. Information we collect

Because this is an informational comparison page, we keep data collection to a minimum:

• Information you provide: only if you choose to email us. We use it solely to reply.
• Automatically collected data: standard server logs (e.g., IP address, browser type, pages viewed) and, where you consent, analytics data used to understand site traffic.
• Cookies: small files used for essential functionality and, with your consent, analytics. See our Cookie Policy.

3. How we use information

• To operate, maintain, and improve the website.
• To understand aggregate, anonymized traffic patterns.
• To respond to messages you send us.
• To keep the site secure and prevent abuse.

We do not sell your personal information.

4. Legal bases & your rights

Depending on where you live (for example, under the EU/EEA GDPR or the California CCPA/CPRA), you may have the right to access, correct, delete, or port your data, and to object to or restrict certain processing. To exercise these rights, contact contact@ratgenius.info.

5. Third-party links

This site references third-party companies and may link to external websites for educational purposes. We are not responsible for the privacy practices or content of those external sites.

6. Data retention & security

We retain information only as long as needed for the purposes above and apply reasonable technical and organizational measures to protect it. No method of transmission over the internet is completely secure.

7. Changes to this policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date.

8. Contact

Questions? Email contact@ratgenius.info or write to Clearpath Compare Media, LLC, 500 W 2nd Street, Suite 1900, Austin, TX 78701, USA.